LOOP HOLES

The common man never knows about these things. But there is always a way around/out of something. Seems like "Honest" people just do what they are told and dont try to sneak around. Well leave it to the "Sneaky" to try to figure out ways out. Everything from Taxes to Crime laws have loop holes. Is it bad to take advantage of them? If not then does that make the "Honest" people Stupid or Dumb? As I was getting ready to register for some classes at my community college, I asked my boss if it would be a problem to alter my schedule. She asked me if I was going to try and brush up and get out of where I work. I know she was joking but I still told her no I am doing this to get out of paying my student loans (http://www.salliemae.com/). She looked at me puzzled. I explained to her that I could take 6 hours at a college/university and that would defer my student loans. I also mentioned how it was way way cheaper for me to pay for 6 hours each semester than to pay my student loan. If I go to school I save about $5000 per year for a cost of about $600 to my community college. She was shocked, then asked how long can you do that for? Well I told her I did a bit of research and apparently I can do this forever! Yep, good ole Loop Holes. She was even more surprized by that answer and said: "Wow, I didnt know that!" Apparently not many do. After getting my degree, I never thought myself as continuing school but given the alternatives, I guess I can be a Professional Student as well. Well its been 10 years after getting my degree. I started paying after graduation and then ran into some road blocks when I tried to purchase my first home. Turns out that the amount I owed (not a small amount) was hurting my debt ratio. I looked into it and found that if I took some courses I would defer my loan and in the banks eyes the debt wasnt there yet so didnt count against me. So I enrolled. Then I figured out that I could do this forever and thus here I am the Professional Student enrolling for another semester of Classes. Got to say I am running out of courses that interest me but wait I think I found another LOOP HOLE!